INSKI Consultants LLC specializes in Life and Health Insurance product development and strategic marketing for digital platforms and direct-to-consumer sales channels.
WE OFFER INNOVATIVE SOLUTIONS
We are solution-based actuaries and consultants using the best risk management and product design techniques to help companies build sales channels and create new markets that are both sustainable and profitable.
We’ve worked with the largest Life and Health insurers and reinsurers in the U.S. and support some of the fastest growing Insurtechs in the market.
INSKI Consultants LLC works with all areas of the insurance industry to help your company meet the challenges of putting insurance online through navigating the complex Insurtech ecosystem.
DIGITAL PLATFORMS:
EVERYTHING TO LAUNCH
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Product ideation and strategy
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Retail premium development for Reinsurers, Insurance Carriers, and Insurtechs
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Mortality and morbidity assumption setting for new sales channels
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Best practices for streamlined and automated underwriting (AUW)
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Financial projections, negotiations, and campaign analytics
INNOVATION:
CREATIVE APPROACHES TO UNDERSTANDING UNUSUAL RISKS
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Value assessment of the latest underwriting tools, databases, and wearables
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Pricing new risks such as the impact of new-to-market pharmaceuticals and other life-saving treatments
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Managing anti-selection across multi-product offerings
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International opportunity assessments and deal structuring
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Product roadmaps and customer journeys
WHAT WE DO
PRODUCT DEVELOPMENT:
A SAMPLE OF RECENT LIFE AND
HEALTH OFFERINGS
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Final Expense, Simplified Issue, and Term Life
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Short-Term Disability, Occupational Accident, and Critical Illness
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Accidental Medical, Short Term Medical, and other Health and Wellness coverages
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Accidental Death, Hospital Indemnity, and other Supplemental Health
TRADITIONAL ACTUARIAL WORK:
WE'RE STILL ACTUARIES AT OUR CORE
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Experience studies and actuarial analysis
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Premium rate and assumptions setting for Life and Health
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Actuarial rate manual and memos for State filings
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Model development and financial projections
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Reserving studies and valuations
CONTACT US
INSKI Consultants LLC
175 Eastern Parkway, Unit 4D
Brooklyn, NY 11239
PHONE: 901-240-7104
EMAIL: chris@inski.tech
Chris Siudzinski, FSA, MAAA, is the lead actuary of INSKI Consultants LLC. He's worked at major global insurance carriers and consulting firms across a breadth of products and markets. As the insurance world transforms, his expertise is invaluable for steering companies successfully through disruptions in the insurance industry. He provides insurance product and risk expertise for insurers, reinsurers, Insurtechs, and Direct-to-Consumer companies.
